Passage contrast. Paragraph 1 stresses faster loan approvals. Paragraph 2 warns that faster approvals correlate with higher default rates in the cited study. Which synthesis is most balanced?
Q1. Passage contrast. Paragraph 1 stresses faster loan approvals. Paragraph 2 warns that faster approvals correlate with higher default rates in the cited study. Which synthesis is most balanced?
Answer: Efficiency gains may trade off with credit risk
Explanation: Paragraph 1 claims a benefit (speed) while paragraph 2 introduces a cost (higher defaults); a balanced synthesis must acknowledge that efficiency and credit risk can exist in tension.